USDA Loans Columbia, SC
To be eligible for a USDA loan in the Columbia, SC area (Richland and Lexington Counties), your household income must be under $112,450 for a household of 1 to 4 persons. For households of 5 persons or more, the household income must be under $148,450.
Area Eligibility
USDA lends in areas that are considered to be rural or semi-rural. In the map below, the beige area is not eligible but everything outside of the beige area is eligible for USDA. So in the Columbia area, you would need to search in areas on the outskirts of Columbia such as the outer parts of Irmo, the outer parts of Blythewood, Elgin, Hopkins, Gaston, and other outlying areas.
The USDA website has a great interactive tool that will allow you to zoom in on this map and see in more detail which areas are eligible. You can also type in a property address to see if the property is eligible. Below is a link to the USDA website:
If you would like to learn more about USDA Loans, give us a call at 803-771-0080 or fill out the form on this page and we'll get back with you promptly.