Refinancing to a Lower Interest Rate is a Great Way to Save money

One of the most effective ways to help your household budget is to refinance your mortgage and lower your interest rate.

When is a good time to refinance?

If you can secure an interest rate that is a full 1% below your current interest rate, then a refinance could be beneficial.  

You may be able to get rid of PMI

Another possible benefit that a refinance could offer is that you may be able to get rid of mortgage insurance if you are currently paying PMI in with your monthly mortgage payment.  Very often, the combination of a lower rate plus dropping the PMI can have a considerable impact on lowering your overall monthly payment.

What if I currently have a VA loan or an FHA loan?

If you currently have a VA loan or an FHA loan, you will want to visit our VA Streamline Refinance page or our FHA Streamline Refinance page as these programs are uniquely designed to quickly and easily refinance these types of loans.

How do I start the refinance process?

Simply give us a call at 803-771-0080 or fill out the short form on this page and we will respond promptly.  We'll help you crunch the numbers to make sure that refinancing is a sound financial decision.