There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we're here to help you choose the best type of home loan for your needs.
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A conventional loan is a type of loan that is not insured by the government. Conventional loans offer more flexibility and fewer restrictions for borrowers, especially those borrowers with good credit and steady income.
VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no ...
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.
USDA Loans are mortgages which are insured by the US Dept of Agriculture and require no down payment. They also offer low interest rates and low monthly mortgage insurance.
Reverse Mortgages are government insured loans for homeowners 62 years old or older. Senior homeowners can access cash for any purpose. The loan is only repaid when you sell the home, move away permanently, or die.
Do you have a low interest rate on your current mortgage? Instead of refinancing out of that good rate, a Home Equity Loan is a separate loan that allows borrowers to access cash for home improvements, bill consolidation, or any purpose.